Legal
Legal documents
Published notices
Linked from every page. Written to be read by anyone.
| Privacy Notice
What we collect, why, who sees it, how long we keep it, and what you can ask us to do. |
| Platform Terms of Use
The rules for using the platform itself. Purchase of a receivable is governed by a separate signed agreement. |
| Cookies
Two cookies, both strictly necessary. No analytics, no advertising, no tracking. |
| Electronic Signature Consent
What you agree to when you sign a document through the platform, and how to sign on paper instead. |
| Legal Notices
Who operates this platform, and how to serve notice on us. |
| Complaints and Disputes
How to complain, what happens next, and how a decision gets reviewed. |
Agreements
Presented to a counterparty at the point in the process where each applies.
| Mutual Non-Disclosure Agreement
Signed before diligence with an operator or a funder. Mutual, two years, with the carve-outs that matter. |
| Non-Circumvention Agreement
Protects introductions to operators, suppliers and funders. Narrow, time-limited, and written not to look like a restraint of trade. |
| Master Receivables Purchase Agreement
The supplier-facing agreement. True sale, no recourse for credit risk, recourse for fraud. Presented at onboarding. |
| Master Programme Agreement
The operator-facing agreement. Terms unchanged, no fee, no security, one payment instruction. The document the whole business turns on. |
Policies
Published, and read mainly by lenders, auditors and counsel.
| Eligibility Criteria
The written criteria every applicant receives before investing time. Applied uniformly, disclosed in advance. |
| Data Processing Addendum
Attaches to the operator agreement. Independent controllers, not processor and controller — which matters for who answers to whom. |
| Financial Crime Policy
What we check, what we refuse, and what we report. Written for counterparties, lenders and auditors. |