Your terms do not
change. Ever.
Your subcontractors get paid the day they invoice. You pay us on the due date you already had, at the amount you already approved.
No fee, no cash earlier, no guarantee, no security. One instruction: pay the confirmed amount to a US account instead of a local one.
See the controlsA supplier base that stops failing
You are legally required to use Congolese subcontractors. When one dies of cash starvation it becomes your continuity problem and your compliance problem, not theirs.
Lower prices, without asking
Suppliers price 60-day risk into every quote. Take the risk away and the quotes come down. That saving lands on your cost line, not ours.
Fraud found in your own payables, free
Duplicate billing, work never performed, and staff colluding with vendors surface in our checks. We report it to your internal audit and charge nothing for it. It is your money.
The questions you are about to ask
| Does this put debt on our balance sheet? No. We never ask you to extend terms and take no security from you, so the balance stays a trade payable. Extending terms is what causes reclassification, and we do not do it. |
| What if we dispute an invoice after it is funded? We only buy what your own ledger has already approved, at the approved amount, after your deductions. There is nothing left to dispute. |
| What do we have to build? A read-only export of approved payables from your accounting system, sent by your IT. No integration project, no change to how you approve anything. |
| Who is liable if a supplier commits fraud? We are. We bought the invoice. Our controls are our problem, and our loss. |
The right first decision is a controlled pilot.
The need already exists. The programme is simple and verifiable. The logical next step is small, measured, and reversible.
- One pilot operator. Your payment terms, your approval process, your due dates — nothing changes.
- A few qualified suppliers, chosen with your procurement and local-content teams.
- Invoices you have already approved. Performed work only, confirmed amount, confirmed date.
- Measure the results before expanding: supplier solvency, stoppages avoided, quotes received.
What CONFIRMA is not
- Not purchase-order financing.
- Not an advance on future or unperformed work.
- Not funding of a disputed or unapproved invoice.
- Not a change to your commercial terms, forced or otherwise.
How it starts
- A thirty-minute call. We show you the controls and the agreement.
- Your IT sends one payables export. We reconcile it against nothing and prove the plumbing works.
- You sign a programme agreement covering your subcontractors. Your terms stay exactly as they are.
No supplier is enrolled without your confirmation, and no invoice is funded that your ledger has not approved.